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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What land did the U.S. Government buy for $7.2 million?

A 
In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Rene Burchell, REALTOR®, real estate agent and broker for Dallas, Frisco and Plano, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Rene Burchell
Keller Williams Realty Plano
3600 Preston Rd. #100
Plano, TX 75093
Direct: 469-877-3303
Office Phone: 972-665-2803
Voicemail: 972-665-2882
Office Fax: 888-341-8050
Rene@ReneBurchell.com

Satisfied clients are the key to my success! My satisfied clients are my best resource for new business. In this very competitive business of real estate, service makes the difference. My service is second to none and has earned me a valuable source of referrals. I will listen to your needs and want to establish our goals and objectives. We work as a team to meet our goals and you will continually be in the loop during the entire process. In this fast paced market, I believe communication is key! If you are considering a real estate professional, please give me an opportunity to earn your business. I am confident you will be very happy! Bookmark and Share

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